--- title: Sustainable Investing Made Easy | Carbon Collective description: Carbon Collective is an online sustainable investment platform that creates fully divested, climate friendly portfolios. image: https://www.carboncollectiveinvesting.com/hubfs/bg-webinar.9b942eb0.jpg --- [![Carbon collective](https://www.carboncollectiveinvesting.com/hubfs/raw_assets/public/CarbonCollective_August2021/images/carbon-collective-green-investing-logo-white.4f6047d4.svg "Carbon collective")](https://www.carboncollectiveinvesting.com/) - About - Employers - [Sustainable 401(k)](https://www.carboncollectiveinvesting.com/401k) - [401(k) Comparison Tool](https://www.carboncollectiveinvesting.com/401k/plan-comparison-tool) - Individuals - [FAQ](https://www.carboncollective.co/en/knowledge/faqs) - [ETF](https://www.carboncollectivefunds.com/) - Learn - [Sustainable Investing](https://www.carboncollective.co/sustainable-investing) - [Investing Basics](https://www.carboncollective.co/sustainable-investing/investing-basics) - [Blog](https://blog.carboncollective.co/) - [Tools](https://tools.carboncollective.co/calculator/) - [Log in](https://app.altruist.com) [Talk to a human](https://ask.carboncollective.co/f4o5dylkg) [Sign up](https://carboncollective.typeform.com/to/J7HajGky) [![Carbon collective](https://www.carboncollectiveinvesting.com/hubfs/raw_assets/public/CarbonCollective_August2021/images/carbon-collective-green-investing-logo.53b28bee.svg "Carbon collective")](https://www.carboncollectiveinvesting.com/) - About - Employers - [Sustainable 401(k)](https://www.carboncollectiveinvesting.com/401k) - [401(k) Comparison Tool](https://www.carboncollectiveinvesting.com/401k/plan-comparison-tool) - Individuals - [FAQ](https://www.carboncollective.co/en/knowledge/faqs) - [ETF](https://www.carboncollectivefunds.com/) - Learn - [Sustainable Investing](https://www.carboncollective.co/sustainable-investing) - [Investing Basics](https://www.carboncollective.co/sustainable-investing/investing-basics) - [Blog](https://blog.carboncollective.co/) - [Tools](https://tools.carboncollective.co/calculator/) - [Log in](https://app.altruist.com) [Talk to a human](https://ask.carboncollective.co/f4o5dylkg) [Sign up](https://carboncollective.typeform.com/to/J7HajGky) ![close-typeform](data:image/gif;base64,R0lGODlhEQARAIAAAODn7P///yH5BAEHAAEALAAAAAARABEAAAIqBIKpab3v3EMyVHWtWZluf0za0XFNKDJfCq5i5JpomdUxqKLQVmInqyoAADs=) ![close-typeform](data:image/gif;base64,R0lGODlhEQARAIAAAODn7P///yH5BAEHAAEALAAAAAARABEAAAIqBIKpab3v3EMyVHWtWZluf0za0XFNKDJfCq5i5JpomdUxqKLQVmInqyoAADs=) # “Finally, a climate friendly way to invest my money” [Sign Up Today](https://carboncollective.typeform.com/to/fTDTVMgy?utm_source=xxxxx&utm_medium=xxxxx&utm_campaign=xxxxx#first_utm_source=xxxxx&first_utm_medium=xxxxx&first_utm_campaign=xxxxx&last_utm_source=xxxxx&last_utm_medium=xxxxx&last_utm_campaign=xxxxx&first_landing_page=xxxxx&last_landing_page=xxxxx&last_gclid=xxxxx&previous_page=xxxxx&first_gclid=xxxxx&fbclid=xxxxx&user_agent=xxxxx&fbp=xxxxx) ![carbon-collective-green-investing-icon-dollar.9dedbb6b](https://www.carboncollectiveinvesting.com/hubfs/CarbonCollective_August2021/images/carbon-collective-green-investing-icon-dollar.9dedbb6b.svg) Diversified Investing Using Nobel Prize Winning Best Practices ![Climate Solutions](https://www.carboncollectiveinvesting.com/hubfs/icon-climate-solutions.5e0e7552.svg) 100+ Climate Solutions In your portfolio ![Low Cost.](https://www.carboncollectiveinvesting.com/hubfs/icon-low-cost.57e4a9df.svg) Low Cost Only 0.25% annually ### How our portfolios help you retire and solve climate change ![Poster](https://www.carboncollectiveinvesting.com/hubfs/webinar-video-poster.ed3b7a0a.png) As seen in ![brand forbes](https://www.carboncollectiveinvesting.com/hubfs/brand-forbes.bf31b6a6.svg) ![greentechmedia](https://www.carboncollectiveinvesting.com/hubfs/brand-greentechmedia.3807d56c.svg) ![my climate journey](https://www.carboncollectiveinvesting.com/hubfs/brand-my-climate-journey.7cfb7f8a.svg) #### Inspired by the Most Comprehensive Plan to Solve Climate Change. Climate scientists and economists gathered to make a plan to achieve drawdown and stop climate change, showing both emissions reductions and the economic bemefit to investing in climate solutions. We leveraged that list as the inspiration for our Climate index, which is part of every Carbon Collective portfolio. Sign Up Today ![close-typeform](data:image/gif;base64,R0lGODlhEQARAIAAAODn7P///yH5BAEHAAEALAAAAAARABEAAAIqBIKpab3v3EMyVHWtWZluf0za0XFNKDJfCq5i5JpomdUxqKLQVmInqyoAADs=) [Check out the Climate Index](https://www.carboncollectiveinvesting.com/climate-index-2020) ![invest](https://www.carboncollectiveinvesting.com/hubfs/img-invest.363944c8.jpg) ## Your investment helps these climate solutions go faster --- Long term investors, like those saving for retirement, have unique power. 01 When you buy and hold a stock 02 You decrease the supply being actively traded on the market. 03 When that stock experiences high demand, its lower supply will push prices higher. 04 High share prices help a company borrow and raise capital more cheaply, enabling it to expand faster. ## Lower carbon footprint, without sacrificing performance See how our sustainable investment strategy would have performed [See more historical data](https://www.carboncollectiveinvesting.com/returns) AMOUNT INVESTED $10,000 TIME 1 year 3 years 5 years PORTFOLIO Most Bold (90% stocks) Bold (80% stocks) Moderately Bold (70% stocks) Moderately Cautious (60% stocks) Cautious (50% stocks) Most Cautious (40% stocks) Most Bold (90% stocks) Bold (80% stocks) Moderately Bold (70% stocks) Moderately Cautious (60% stocks) Cautious (50% stocks) Most Cautious (40% stocks) Most Bold (90% stocks) Bold (80% stocks) Moderately Bold (70% stocks) Moderately Cautious (60% stocks) Cautious (50% stocks) Most Cautious (40% stocks) 90% stocks 80% stocks 70% stocks 60% stocks 50% stocks 40% stocks 90% stocks 80% stocks 70% stocks 60% stocks 50% stocks 40% stocks 90% stocks 80% stocks 70% stocks 60% stocks 50% stocks 40% stocks Return on investments +$3,640 · (36.4%) +$3,640 · (36.4%) +$3,640 · (36.4%) +$1,607 · ( 16.07%) +$1,607 · ( 16.07%) +$1,607 · ( 16.07%) +$1,409 · ( 14.1%) +$1,409 · ( 14.1%) +$1,409 · ( 14.1%) Carbon footprint 9 · (Tons CO2) 9 · (Tons CO2) 9 · (Tons CO2) 66 · (Tons CO2) 66 · (Tons CO2) 66 · (Tons CO2) 144 · (Tons CO2) 144 · (Tons CO2) 144 · (Tons CO2) Return on investments +$3,324 · (33.24%) +$3,324 · (33.24%) +$3,324 · (33.24%) +$1,520 · ( 15.2%) +$1,520 · ( 15.2%) +$1,520 · ( 15.2%) +$1,350 · ( 13.5%) +$1,350 · ( 13.5%) +$1,350 · ( 13.5%) Carbon footprint 8 · (Tons CO2) 8 · (Tons CO2) 8 · (Tons CO2) 58 · (Tons CO2) 58 · (Tons CO2) 58 · (Tons CO2) 128 · (Tons CO2) 128 · (Tons CO2) 128 · (Tons CO2) Return on investments +$2,998 · (29.98%) +$2,998 · (29.98%) +$2,998 · (29.98%) +$1,426 · ( 14.26%) +$1,426 · ( 14.26%) +$1,426 · ( 14.26%) +$1,290 · ( 12.9%) +$1,290 · ( 12.9%) +$1,290 · ( 12.9%) Carbon footprint 7 · (Tons CO2) 7 · (Tons CO2) 7 · (Tons CO2) 51 · (Tons CO2) 51 · (Tons CO2) 51 · (Tons CO2) 112 · (Tons CO2) 112 · (Tons CO2) 112 · (Tons CO2) Return on investments +$2,677 · (26.77%) +$2,677 · (26.77%) +$2,677 · (26.77%) +$1,319 · ( 13.19%) +$1,319 · ( 13.19%) +$1,319 · ( 13.19%) +$1,210 · ( 12.1%) +$1,210 · ( 12.1%) +$1,210 · ( 12.1%) Carbon footprint 6 · (Tons CO2) 6 · (Tons CO2) 6 · (Tons CO2) 44 · (Tons CO2) 44 · (Tons CO2) 44 · (Tons CO2) 96 · (Tons CO2) 96 · (Tons CO2) 96 · (Tons CO2) Return on investments +$2,343 · (23.43%) +$2,343 · (23.43%) +$2,343 · (23.43%) +$1,214 · ( 12.14%) +$1,214 · ( 12.14%) +$1,214 · ( 12.14%) +$1,119 · ( 11.2%) +$1,119 · ( 11.2%) +$1,119 · ( 11.2%) Carbon footprint 5 · (Tons CO2) 5 · (Tons CO2) 5 · (Tons CO2) 37 · (Tons CO2) 37 · (Tons CO2) 37 · (Tons CO2) 80 · (Tons CO2) 80 · (Tons CO2) 80 · (Tons CO2) Return on investments +$2,014 · (20.15%) +$2,014 · (20.15%) +$2,014 · (20.15%) +$1,111 · ( 11.11%) +$1,111 · ( 11.11%) +$1,111 · ( 11.11%) +$1,000 · ( 10%) +$1,000 · ( 10%) +$1,000 · ( 10%) Carbon footprint 4 · (Tons CO2) 4 · (Tons CO2) 4 · (Tons CO2) 29 · (Tons CO2) 29 · (Tons CO2) 29 · (Tons CO2) 64 · (Tons CO2) 64 · (Tons CO2) 64 · (Tons CO2) Return on investments +$6,748 · (67.48%) +$6,748 · (67.48%) +$6,748 · (67.48%) +$4,104 · ( 41.04%) +$4,104 · ( 41.04%) +$4,104 · ( 41.04%) +$2,490 · ( 24.9%) +$2,490 · ( 24.9%) +$2,490 · ( 24.9%) Carbon footprint 28 · (Tons CO2) 28 · (Tons CO2) 28 · (Tons CO2) 197 · (Tons CO2) 197 · (Tons CO2) 197 · (Tons CO2) 431 · (Tons CO2) 431 · (Tons CO2) Return on investments +$6,257 · (62.57%) +$6,257 · (62.57%) +$6,257 · (62.57%) +$3,867 · ( 38.67%) +$3,867 · ( 38.67%) +$3,867 · ( 38.67%) +$2,440 · ( 24.4%) +$2,440 · ( 24.4%) +$2,440 · ( 24.4%) Carbon footprint 25 · (Tons CO2) 25 · (Tons CO2) 25 · (Tons CO2) 175 · (Tons CO2) 175 · (Tons CO2) 175 · (Tons CO2) 383 · (Tons CO2) 383 · (Tons CO2) Return on investments +$5,561 · (55.61%) +$5,561 · (55.61%) +$5,561 · (55.61%) +$3,620 · ( 36.2%) +$3,620 · ( 36.2%) +$3,620 · ( 36.2%) +$2,370 · ( 23.7%) +$2,370 · ( 23.7%) +$2,370 · ( 23.7%) Carbon footprint 22 · (Tons CO2) 22 · (Tons CO2) 22 · (Tons CO2) 153 · (Tons CO2) 153 · (Tons CO2) 153 · (Tons CO2) 335 · (Tons CO2) 335 · (Tons CO2) 335 · (Tons CO2) Return on investments +$4,979 · (49.79%) +$4,979 · (49.79%) +$4,979 · (49.79%) +$3,363 · ( 33.63%) +$3,363 · ( 33.63%) +$3,363 · ( 33.63%) +$2,290 · ( 22.9%) +$2,290 · ( 22.9%) +$2,290 · ( 22.9%) Carbon footprint 19 · (Tons CO2) 19 · (Tons CO2) 19 · (Tons CO2) 131 · (Tons CO2) 131 · (Tons CO2) 131 · (Tons CO2) 287 · (Tons CO2) 287 · (Tons CO2) 287 · (Tons CO2) Return on investments +$4,379 · (43.79%) +$4,379 · (43.79%) +$4,379 · (43.79%) +$3,096 · ( 30.96%) +$3,096 · ( 30.96%) +$3,096 · ( 30.96%) +$2,210 · ( 22.1%) +$2,210 · ( 22.1%) +$2,210 · ( 22.1%) Carbon footprint 16 · (Tons CO2) 16 · (Tons CO2) 16 · (Tons CO2) 110 · (Tons CO2) 110 · (Tons CO2) 110 · (Tons CO2) 239 · (Tons CO2) 239 · (Tons CO2) 239 · (Tons CO2) Return on investments +$3,804 · (38.05%) +$3,804 · (38.05%) +$3,804 · (38.05%) +$2,822 · ( 28.22%) +$2,822 · ( 28.22%) +$2,822 · ( 28.22%) +$2,039 · ( 20.4%) +$2,039 · ( 20.4%) +$2,039 · ( 20.4%) Carbon footprint 13 · (Tons CO2) 13 · (Tons CO2) 13 · (Tons CO2) 88 · (Tons CO2) 88 · (Tons CO2) 88 · (Tons CO2) 191 · (Tons CO2) 191 · (Tons CO2) 191 · (Tons CO2) Return on investments +$14,633 · (146.33%) +$14,633 · (146.33%) +$10,571 · ( 105.71%) +$10,571 · ( 105.71%) +$8,210 · ( 82.1%) +$8,210 · ( 82.1%) Carbon footprint 47 · (Tons CO2) 47 · (Tons CO2) 47 · (Tons CO2) 329 · (Tons CO2) 329 · (Tons CO2) 329 · (Tons CO2) 718 · (Tons CO2) 718 · (Tons CO2) Return on investments +$12,952 · (129.52%) +$12,952 · (129.52%) +$9,512 · ( 95.12%) +$9,512 · ( 95.12%) +$7,550 · ( 75.5%) +$7,550 · ( 75.5%) Carbon footprint 42 · (Tons CO2) 42 · (Tons CO2) 42 · (Tons CO2) 292 · (Tons CO2) 292 · (Tons CO2) 292 · (Tons CO2) 638 · (Tons CO2) 638 · (Tons CO2) Return on investments +$11,313 · (113.13%) +$11,313 · (113.13%) +$8,484 · ( 84.84%) +$8,484 · ( 84.84%) +$6,890 · ( 68.9%) +$6,890 · ( 68.9%) +$6,890 · ( 68.9%) Carbon footprint 37 · (Tons CO2) 37 · (Tons CO2) 37 · (Tons CO2) 256 · (Tons CO2) 256 · (Tons CO2) 256 · (Tons CO2) 558 · (Tons CO2) 558 · (Tons CO2) Return on investments +$9,801 · (98.01%) +$9,801 · (98.01%) +$7,490 · ( 74.9%) +$7,490 · ( 74.9%) +$6,250 · ( 62.5%) +$6,250 · ( 62.5%) +$6,250 · ( 62.5%) Carbon footprint 31 · (Tons CO2) 31 · (Tons CO2) 31 · (Tons CO2) 219 · (Tons CO2) 219 · (Tons CO2) 219 · (Tons CO2) 479 · (Tons CO2) 479 · (Tons CO2) Return on investments +$8,326 · (83.26%) +$8,326 · (83.26%) +$6,529 · ( 65.29%) +$6,529 · ( 65.29%) +$6,529 · ( 65.29%) +$5,610 · ( 56.1%) +$5,610 · ( 56.1%) +$5,610 · ( 56.1%) Carbon footprint 26 · (Tons CO2) 26 · (Tons CO2) 26 · (Tons CO2) 183 · (Tons CO2) 183 · (Tons CO2) 183 · (Tons CO2) 399 · (Tons CO2) 399 · (Tons CO2) Return on investments +$6,968 · (69.68%) +$6,968 · (69.68%) +$6,968 · (69.68%) +$5,603 · ( 56.03%) +$5,603 · ( 56.03%) +$5,603 · ( 56.03%) +$4,840 · ( 48.4%) +$4,840 · ( 48.4%) +$4,840 · ( 48.4%) Carbon footprint 21 · (Tons CO2) 21 · (Tons CO2) 21 · (Tons CO2) 146 · (Tons CO2) 146 · (Tons CO2) 146 · (Tons CO2) 319 · (Tons CO2) 319 · (Tons CO2) 319 · (Tons CO2) Past performance is no guarantee of future results Historical time period: 03/03/16 - 03/31/21 Betterment’s historical returns were taken directly from their website (you have to have an account). Vanguard’s portfolio is constructed to be a total market benchmark combining their total US stock market ETF (VTI) with their total US total bond market ETF (BND). Carbon Collective’s returns are simulated to best demonstrate what the returns would have been if you had launched a portfolio using our sector-based, low-carbon strategy approximately one, three, or five years ago. For further details, numbers and graphs please read [Carbon Collectives Portfolios vs Betterment and Vanguard's index portfolios](https://blog.carboncollective.co/carbon-collectives-portfolios-vs-betterment-and-vanguards-index-portfolios/). All results are net of fees, including a 0.25% annual fee for Carbon Collective. We assume a management fee on the Vanguard portfolios of 0.00%. All returns include reinvested dividends. ### What people are saying about **Carbon Collective** ![Ben](https://www.carboncollectiveinvesting.com/hubfs/testimonial-1.fc8b04f4.png) ![quote](https://www.carboncollectiveinvesting.com/hubfs/raw_assets/public/CarbonCollective_August2021/images/icon-quote.9cf243dd.svg) Ben, Grad Student I've used robo-advisors like Betterment and Wealthfront for years but I always felt like I was putting money into a black box. Carbon Collective changes that dynamic - I know why and where my investments are making an impact while getting great returns. ![Ashton](https://www.carboncollectiveinvesting.com/hubfs/testimonial-2.b73f8c27.png) ![quote](https://www.carboncollectiveinvesting.com/hubfs/raw_assets/public/CarbonCollective_August2021/images/icon-quote.9cf243dd.svg) Ashton, Climate Scientist The discovery of James, Zach, and the Carbon Collective team has allowed me total peace of mind knowing that my money is being invested in climate solutions by a thoughtful group of knowledgeable investors... This is exactly the kind of work we need now. ![Dan](https://www.carboncollectiveinvesting.com/hubfs/testimonial-3.d1bedeae.png) ![quote](https://www.carboncollectiveinvesting.com/hubfs/raw_assets/public/CarbonCollective_August2021/images/icon-quote.9cf243dd.svg) Dan, Climate VC After making changes in my personal and professional life to live in a more climate-friendly way, I'm happy that my retirement account is aligned with my values. [Sign Up Today](https://carboncollective.typeform.com/to/fTDTVMgy?utm_source=xxxxx&utm_medium=xxxxx&utm_campaign=xxxxx#first_utm_source=xxxxx&first_utm_medium=xxxxx&first_utm_campaign=xxxxx&last_utm_source=xxxxx&last_utm_medium=xxxxx&last_utm_campaign=xxxxx&first_landing_page=xxxxx&last_landing_page=xxxxx&last_gclid=xxxxx&previous_page=xxxxx&first_gclid=xxxxx&fbclid=xxxxx&user_agent=xxxxx&fbp=xxxxx) ### Invest with Carbon Collective today Start investing ![close-typeform](data:image/gif;base64,R0lGODlhEQARAIAAAODn7P///yH5BAEHAAEALAAAAAARABEAAAIqBIKpab3v3EMyVHWtWZluf0za0XFNKDJfCq5i5JpomdUxqKLQVmInqyoAADs=) --- - Portfolios - [Performance](https://www.carboncollectiveinvesting.com/returns) - About - [Sustainable 401(k)](https://www.carboncollectiveinvesting.com/401k) - Learn - [FAQ](https://www.carboncollective.co/en/knowledge/faqs) - [Sustainable Investing](https://www.carboncollective.co/sustainable-investing) - [Investing Basics](https://www.carboncollective.co/sustainable-investing/investing-basics) - Contact - [Contact us](mailto:hello@carboncollective.co) - [Legal](https://www.carboncollective.co/legal) - [Privacy Policy](https://www.carboncollectiveinvesting.com/hubfs/2022-11%20Carbon%20Collective%20Privacy%20Policy.pdf) - [Back to top](https://www.carboncollectiveinvesting.com/climate-investing#top-of-page) DISCLAIMERS: Advisory services provided by Carbon Collective Investment LLC (“Carbon Collective"), an SEC-registered investment adviser. A copy of Carbon Collective's current written disclosure statement discussing Carbon Collective’s business operations, services, and fees is available at the SEC’s investment adviser public information website – [www.adviserinfo.sec.gov](https://adviserinfo.sec.gov/firm/summary/310129) or [our legal documents here](https://blog.carboncollective.co/legal-documents/). The articles and research support materials available on this site are educational and are not intended to be investment or tax advice. Carbon Collective does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Carbon Collective’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Investments in securities: Not FDIC Insured • No Bank Guarantee • May Lose Value. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Carbon Collective's charges and expenses. Carbon Collective's internet-based advisory services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client's financial situation and do not incorporate specific investments that clients hold elsewhere. For more details, see our Form CRS, Form ADV Part 2 and other disclosures. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Carbon Collective is not registered. © 2023 Carbon Collective Corporation. 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